The main idea of the book is the author's conviction that everyone should be wealthy, and money should serve people. Having experienced profound falls and rapid rises himself, he discovered a formula for healing the existing financial system, based on the evaluation of human resources. Throughout life's trials, he has continuously sought his purpose, uncovering answers and piecing together the components of this formula over a span of twenty-five years. To immerse the readers in a new life, the author creates a gateway, providing examples which show how the formula works in love, education, politics, sex, and security. He provides possible ways of becoming rich without reforms, government interventions, or capital investments. Having lived in the United States for six years, the author delved into Silicon Valley funds for two years and gained insight into the politics of investors, as well as the fear of investment funds losing global influence in the financial sphere. He pieced together the missing parts of the formula and presented it in a simple manner. The book serves the purpose of explaining the mutual benefit for investors, governments, and ordinary people.